Financial Stability Starts Here
With your local
credit union
We’re here to prevent West Midlands people from living payday to payday. Citysave provides simple savings and fair loans, so you can take control and plan for a more secure future.

Loans
Fair, affordable loans designed to help you handle life’s surprises without turning to high-cost lenders
When you need a helping hand, we offer clear terms and personal support, so you can borrow with confidence and stay in control of your money.
Handle Bills Without Payday Lenders
Get the funds you need for unexpected costs like car repairs or household expenses, without high fees.
One Easier Payment for Your Debts
Simplify your finances by combining what you owe into a single, lower monthly payment.
Borrow Fairly and Transparently
Our loans come with no hidden charges, just fair rates and clear terms you can trust.


Savings
Building a safety net shouldn’t feel out of reach.
With Citysave, you can save straight from your pay, one small step at a time. Whether you’re planning a holiday, saving for Christmas, or putting money aside for your first home, we make it simple to build financial security that lasts.
Save Straight from Your Pay
Put a little aside each payday, easy, automatic, and stress-free.
Build a Cushion for the Unexpected
Be ready for life’s surprises with a growing safety net.
Your Money, Doing Good Locally
Your savings stay in the community, helping other local members.

Membership
When you join Citysave, you become part of a community that helps each other save, borrow, and build better futures.
Get access to all our services, from fair loans and flexible savings accounts to our PrizeSaver draw, where you could win monthly cash prizes.
If your employer is a Citysave Payroll Partner, you can save directly from your pay, simple, automatic, and stress-free.
Save Automatically from Your Pay
Build your safety net effortlessly each payday.
Fair Loans When You Need Them
Borrow affordably with no high-cost lender traps.
Local Support You Can Trust
We’re part of your community, putting people before profit.


Hear From Our Members


Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More
Rewards and Benefits, Human Resources


Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More
Head of HR, St Basils


Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More
Partnerships Projects Co-ordinator, Warwickshire County Council


It’s allowed me to save whereas before I would never have saved. My family is all part of the credit union, which has been good because, for me, it’s knowing I've got people around who are like-miRead More


It did ease my mind quite a lot because after a long time talking to members of the group you seem to get to know them because you’re able to speak to them freely. When you go into a bank you’re Read More


Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More
Rewards and Benefits, Human Resources


Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More
Head of HR, St Basils


Having payroll deduction became quite significant for people who might not have been good at saving, to have money deducted at the source. The employees of Birmingham City council found it a great wayRead More


Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More
Partnerships Projects Co-ordinator, Warwickshire County Council
