Join Citysave Credit Union | Membership, Savings and Loans

Get More From Your Money

With Citysave

Join today to unlock fair loans, grow your savings, and enjoy exclusive rewards and discounts

At Citysave Credit Union, you’re not just a customer, you’re a member of an ethical, local financial co-operative. Membership is your gateway to savings and loans that help you build a stronger, more secure financial future for yourself and your family.

Citysave Rewards

Get more from your membership, every day.

Your membership is more than just a place to save and borrow - it’s your free ticket to daily savings. Citysave Rewards gives you instant access to an incredible range of ways to make your money go further. With Citysave Rewards, you can:

With Citysave Rewards, you can:

Access 100s of discounts

Unlock exclusive offers from some of the UK’s biggest high street and online brands

Save on the essentials

Slash the cost of things you already spend on, from your weekly grocery shop to your daily commute

Win big every month

Enter monthly member-only prize draws and giveaways for your chance to take home a little more

Key Benefits of Membership

Save without thinking about it 

From dream holidays to rainy-day funds, our savings accounts make it easier than ever to reach your goals.

Borrow without stress

Access affordable, transparent loans designed to help you handle life's ups and downs with ease.

Give your family a head start

Help your children or grandchildren build a brighter future with a Junior Saver account.

Enjoy total peace of mind

We’re here to support you every step of the way as you build your financial security with confidence.

Membership and access to financial products are subject to approval and eligibility checks. Late or missed loan payments may result in additional costs and affect your credit rating.

Why Join now?

It’s allowed me to save whereas before I would never have saved. My family is all part of the credit union, which has been good because, for me, it’s knowing I've got people around who are like-miRead More

Maxine Pendley

It did ease my mind quite a lot because after a long time talking to members of the group you seem to get to know them because you’re able to speak to them freely. When you go into a bank you’re Read More

Melrose

Having payroll deduction became quite significant for people who might not have been good at saving, to have money deducted at the source. The employees of Birmingham City council found it a great wayRead More

Una Townsend

Maxine Pendley

Melrose

Birmingham City council strongly supports the principle of regular savings as part of financial wellbeing. We have offered our employees access to simple payroll savings with our partner, Citysave, foRead More

Pete Yeung
Rewards and Benefits, Human Resources

Citysave has been working with St Basils for a number of years to promote savings and small loan agreements for our employees through salary deductions. St Basils has a full range of prevention, accomRead More

Judy Large
Head of HR, St Basils

Una Townsend

Warwickshire County Council has been working in Partnership with City Save for the last 6 years establishing a WCC Staff Payroll Deduction Saving Scheme, adopted as part of the HR Staff Benefits PolicRead More

Louise Richards
Partnerships Projects Co-ordinator, Warwickshire County Council

What you get as a member

Access fair, affordable loans

Exclusive discounts & perk through Citysave Rewards

Monthly prize draws for savers

FSCS protected savings

Support from a local, ethical credit union

What happens when you join?

Once you click to become a member, the process is simple. You just need to fill out a quick form and we'll do the rest

1

Fill out our simple form

Complete our simple online application form . To help us assess your application, we'll ask you to answer a couple of quick questions and to provide a few documents.

2

Sit tight while we process your membership

Once you've submitted your application, we'll review your information and get you set up on our system. This can take a few days, but you don't need to worry.

3

You're good to go

Once we've accepted your application and your membership is live, you'll have full access to our loans and savings, and then you'll also be able to sign up for Citysave Rewards

4

Get online from anywhere

All set up? Don't forget to download the Citysave App so you can manage your account, check your balance, and access Citysave Rewards with ease

Apply for Membership

Become a member now.

Eligibility

Applications are assessed to confirm eligibility before membership is approved. Check your eligibility on the map below.

Any individual who resides or is employed in the locality of:

Frequently Asked Questions

What is the difference between Savings and Membership?

Savings is the money you deposit into your account with us. We offer various savings plans to help you protect against financial shocks and save for specific goals, like holidays or home improvements.

Membership is about being part of our credit union. When you save with us, you become an active member, which provides security and protection for your savings. As a member, you get access to all our services, including the ability to borrow.

Do I have to be a member to start saving or apply for a loan?

Yes, you must be a member to use any of our services. The good news is that when you start saving with us, you automatically become a member of the credit union.

How do I join Citysave?

You can apply online, and once your application is approved, you’ll be able to start saving and access our full range of member services. You are eligible to join if you reside or are employed in the locality of Birmingham (B Postcode) or the county of Warwickshire.

How long does it take to become a member?

Our team will review your application and aim to respond within 1 working day. Once approved, you can begin saving and access our services.

How do I set up mobile banking?

Accessing your accounts online is simple, just download the Citysave App from the App Store or Google Play and follow the steps on this guide.

Life is Easier With The Citysave Mobile App

Manage your savings and loans anytime, anywhere. The Citysave app puts your money in your hands, safely and easily.

If you need assistance registering for or using our new app, please check this guide .